Group Health Insurance
Healthy Employees, Healthy Business: Group Health Insurance in Colorado
Providing quality health benefits is one of the best ways to attract and retain top talent. At Preferred Choice Insurance, we offer comprehensive group health insurance plans tailored to meet the needs of Colorado businesses and their employees. As a veteran-owned agency, we’re committed to helping you create a healthier, happier workforce.
Answers to Your Group Health Insurance Questions
What is group health insurance?
Group health insurance provides medical coverage to employees and, often, their families, typically at lower costs than individual plans.
Is group health insurance required in Colorado?
While not required for small businesses, companies with 50 or more full-time employees must offer health insurance under the ACA.
What does group health insurance typically cover?
It usually covers doctor visits, hospital stays, prescription medications, preventive care, and sometimes dental and vision services.
Can I customize a group health plan?
Yes, plans can be tailored to include additional benefits like dental, vision, or wellness programs to meet your employees’ needs.
Are there tax benefits for offering group health insurance?
Yes, businesses can often deduct premiums and may qualify for tax credits through the Small Business Health Options Program (SHOP).
Does it cover part-time or seasonal workers?
Coverage for part-time or seasonal workers depends on the plan’s terms, but many businesses offer optional coverage for these employees.
What Our
Group Health Insurance Can Do for You
Comprehensive Coverage
Offers a wide range of medical benefits to keep your employees and their families healthy.
Customizable Plans
Tailor your group health insurance with additional benefits like dental, vision, and wellness programs.
Cost Savings for Employees
Provides access to affordable coverage with lower premiums and shared costs between the employer and employee.
Compliance with ACA Requirements
Ensures your business meets federal and state healthcare regulations, avoiding penalties.
Get Your Free Quote Today!
Invest in your team’s health and well-being. Contact us today or request a free quote online to find the perfect group health insurance plan for your Colorado business.