Umbrella Insurance

Extra Protection, Extra Peace of Mind: Umbrella Insurance in Colorado

Sometimes, standard insurance coverage isn’t enough. That’s where umbrella insurance comes in. At Preferred Choice Insurance, we offer affordable and customizable umbrella insurance policies to provide an additional layer of protection. Whether you’re safeguarding your personal assets or covering unforeseen liabilities, our Colorado-based, veteran-owned agency is here to ensure you’re always covered.

Answers to Your Umbrella Insurance Questions

  • What is umbrella insurance?

    Umbrella insurance provides extra liability coverage beyond the limits of your standard policies, such as auto or home insurance.

  • When do I need umbrella insurance?

    It’s beneficial if you have significant assets to protect or if you’re at higher risk for liability claims, such as owning rental properties or frequently hosting guests.

  • What does umbrella insurance cover?

    It covers claims like personal injury, property damage, legal defense costs, and incidents not covered by your primary insurance.

  • Does umbrella insurance cover business-related liabilities?

    No, umbrella insurance typically only covers personal liabilities. Business liabilities require separate commercial coverage.

  • Can umbrella insurance cover legal fees?

    Yes, it often covers legal fees and court costs if you’re sued for a covered claim.

  • How much umbrella insurance do I need?

     This depends on the value of your assets and your potential exposure to liability. Most policies start at $1 million in coverage.

What Our Umbrella Insurance Can Do for You

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Extended Liability Coverage

Offers additional protection beyond the limits of your standard auto, home, or renters insurance policies.

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Coverage for Legal Defense

Helps cover attorney fees, court costs, and settlements if you’re involved in a lawsuit.

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Protection Against Unexpected Events

Covers claims not typically included in primary policies, such as libel, slander, or false imprisonment.

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Affordable Peace of Mind

Provides high-value coverage at a relatively low cost, ensuring you’re protected without breaking the bank.

Get Your Free Umbrella Insurance Quote Today

Add an extra layer of protection to your life. Contact us today or request a free quote online to learn how umbrella insurance can safeguard your future in Colorado.